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What is PACE Financing?
Ygrene Energy Fund is an award winning program which provides 100% no money down financing for energy efficiency, renewable energy and hurricane prodction improvements for your home or business. Payments are conveniently made through your property tax bills. Approved by your local government, eligibility is based on the equity in your property (among other factors). Payments can be spread out over 20 years. With PACE, you will save energy and may save money while making your home safer and reducing greenhouse gas emissions in your city.
How can I use the funds?
Hundreds of eligible improvements qualify, including installation costs, install that solar system you’ve always wanted. Replace your air conditioning system and water heater. Improve yourhome with new windows, doors, roofing and insulation. Visit brunoair.com for a list of eligible improvements.
Is making payments on my property tax bill a good idea?
Ygrene Energy Fund financing payments are approved under Florida State Statue 163.08 and secured by a continuing lien on the property. If you sell your property, payments may transfer to the new owner, just like your property taxes.
What is my payment schedule?
Your annual Energy Fund assessment will be added to your property taxes and a line item on your annual statement. You can pay in one of two ways:
1. Pay the property tax bill directly to your tax collector on the due date (lump sum installments paid annually).
2. Increase the amount contrubted to your existing escrow account (or set up a new account with your mortgage lender or servicer.
After your project is funded, you will receive a final closing statement from Bruno. If you want to escrow your Energy Fund financing payments trhough your mortgage escrow account, send the final closing statement to your lender or servicer and ask them about increasing hte reserves in your existing escrow account (or set up a new account) based on your estimated annual special assessment amount. For further questions, contact your lender or servicer.
How do I get started?
Getting started is easy. Ask Bruno, your certified PACE Financing contractor, for more information today!
Q: How can PACE work for me?
A: According to the EPA, improving your home’s energy efficiency can help to lower high energy bills, improve comfort and reduce greenhouse gas emissions. By saving energy, you may be able to increase the value of your home. Making energy efficiency, renewable energy and hurricane protection improvements to your home or business is easy and affordable with no money down financing.
Q: What is PACE Financing financing?
A: Named one of the top 20 "world–changing" ideas by Scientific American magazine, Energy Fund is a simple and effective way to finance energy efficiency, renewable enrgy and hurricane protection upgrades to buildings. Payments are made through a special assessment added to the property’s tax bill and repaid with terms of up to 20 years. State and local governments approve PACE Financing programs to help create jobs, promote economic development and protect the environment.
Q: Is making payments through my property tax bill a good idea?
A: PACE Financing payments are approved under Florida State Statue 163.08 and secured by a continuing lien on the property. If you sell your property, payments may transfer to the new owner, just like your property taxes.
Q: How do I qualify?
A: It’s easy. If your property is in one of our active service areas, your PACE Financing approved contractor can get you preapproved online in just a few minutes at no cost. Eligibility is based on the equity in your home (among other factors). While we won’t use your credit score to determine your eligibility for financing, we will pull your credit report to confirm certain underwriting criteria.